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MetLife Bangladesh has introduced a new, affordable health insurance solution that offers comprehensive protection against 10 critical illnesses, whose treatment costs can be significantly high.

The solution, titled MetLife Critical Illness Insurance with Return of Premium (MCII-ROP), provides coverage for kidney failure, end-stage liver failure, stroke, cancer (excluding skin cancer), first heart attack, coronary artery surgery, severe coronary artery disease, heart valve surgery or replacement, primary pulmonary arterial hypertension, and non-cancerous brain tumor.

Since the solution focuses on these specific illnesses, customers can benefit from more affordable premiums compared to other critical illnesses-focused life insurance products. For instance, a 30-year-old male purchasing a policy with Tk 5 lakh coverage may pay a monthly premium as low as Tk 1,402 by confirming his current good health condition. Policyholders will also have the flexibility to select premium payment modes like one-time, quarterly, semi-annual, or annual payment.

In addition to the covered specific critical illness coverage, the solution offers 100 per cent of the coverage amount in case of accidental death. Customers will also receive a full refund of premiums upon policy maturity or death due to a cause not covered under this policy. The insurance coverage amount of this policy can be selected within Tk 3 lakh – 20 lakh.

‘Introduction of this new health insurance reflects our efforts to bring in innovative and affordable solutions to protect our customers in the moments that matter most,’ said Ala Ahmad, Chief Executive Officer of MetLife Bangladesh. ‘At the same time, customers can rely on MetLife’s excellent track record of settling claims within 3–5 days.’